Commercial real estate finance is an active, rather than passive process. At Compass, we underwrite and package the loan presentation for the benefit of the client. Traditionally, borrowers approach their bank, providing them with the information requested to find out what the bank thinks of the loan request. This is not only a time-consuming process, but it also puts the borrower at a distinct disadvantage when it comes to loan proceeds, interest rate, loan terms, and personal recourse.
We would never pass information from a borrower to a lender without analyzing, packaging, and understanding the information because it is impossible in this business to structure and negotiate what you don’t understand.
Our loan packaging is built around our analytical work that is supplemented through market data. Comparable sales, competing rental rates, asset quality, sponsorship, financial and property information are key components of our loan packages. Understanding the fundamentals of the property we are financing is equally as important as understanding the submarket where the subject property is located.
As well as compiling a professional and thorough loan package at Compass we create a competitive market for our client’s loan requests. We operate in the commercial real estate finance markets daily and pay particular attention to which lending institutions are closing loans on specific property types. Lenders have varying degrees of loan capacity and interest in different property types. We identify the lenders most likely to provide financing on your particular property and market the request to them in a decision-ready format.
We take your financing request to market prepared, representing your interests and structuring the loan to meet your objectives. Over the past 20 years, we have closed 381 transactions equating to over $2 billion in Commercial Real Estate financing.
Loan Guidelines:
- Loan amounts from $2,000,000 up to $50,000,000+
- Long term fixed rate options available
- 30 year amortizations available
- Up to 85% LTV
- Full, Limited and Non-Recourse financing options
- Flexible Prepayment options
Loan Programs:
- Acquisition
- Bridge Loans
- Construction Financing
- Equity Placement
- Fix & Flip (Portfolio or Super Jumbo ONLY)
- Land Development
- Lines of Credit
- Permanent Financing
- Refinancing
- SBA Loans (504 & 7A)
- Term Loans (Business ONLY)
- USDA Loans
Property Types:
- Apartment / Multifamily
- Assisted Living Facility
- Day Care
- Gas Station / C-Store
- Golf Course
- Hotel / Motel
- Industrial Office / R&D
- Industrial Warehouse
- Land Development
- Light Industrial
- Medical Office
- Mixed Use
- Nursing Home
- Office Building
- Office Condominiums
- Office / Warehouse
- Residential Community
- Retail
- Self Storage
- Specialty Property
